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FSA deadlines vary by plan. HSA balances generally carry over. Verify your plan before buying.

Independent recovery guides

PainRecoveryPro

FSA/HSA Recovery

Spending benefits funds on recovery equipment, and the eligibility questions that come with it. A merchant’s “FSA eligible” or “HSA eligible” label is evidence of how that merchant classifies an item, not a reimbursement decision: federal qualified medical expense rules, your plan’s terms, the nature of the expense and the substantiation it requires are what control. Confirm the exact product and your own plan’s requirements before you buy.

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